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Upgrade Social Security Benefits

Another great gem of wisdom from

 SPEND til THE END

Did you know that there is a way to upgrade your Social Security benefits?

To upgrade Social Security benefits, you can request that your previous application for Social Security benefits be withdrawn.  You have to pay  Uncle Sam back the amount you were paid, but you pay it with inflated current dollars with no interest.  You then reapply when you reach the next age for increased benefits (full retirement age or 70 years).

This takes a large amount of savings, but depending on several factors, this move makes a lot of sense in your standard of living in retirement.  Especially if you expect to live to a ripe old age and can SPEND til THE END.

How to do this on pages 170 - 173 in SPEND til THE END.

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